[Form No. 13](주)세경멀티뱅크

SCHEDULE OF RECEIVABLES FORM AND

PAYABLES TO AFFILIATED COMPANIES

1. DETAILS OF RECEIVABLES FROM AFFILIATED COMPANIES

(Unit : Korean Won)

DESCRIP RION	NAME OF AFFILIATED COMPANY	OPENING BALANCE	INCREASE IN CURRENT PERIOD		DECREASE IN CURRENT PERIOD	ENDING BALANCE		REMARKS
SHORT-TERM RECEIVABLES
	TOTAL
LONG-TERM RECEIVABLES
	TOTAL
GRAND TOTAL

2. DETAILS OF PAYABLES TO AFFILIATED COMPANIES

(Unit: Korea Won)

DESCRIPRI- ON	NAME OF AFFILIATED COMPANY	OPENING BALANCE	INCREASE IN CURRENT PERIOD		DECREASE IN CURRENT PERIOD	ENDING BALANCE		REMARKS
SHORT-TERM RECEIVABLES
	TOTAL
LONG-TERM RECEIVABLES
	TOTAL
GRAND TOTAL

Matters to be considered when completing the above schedule

Details of receivable from affiliated Companies

The credit terms of receivable (like as installment period and pledged assets for collateral) should be presented in remarks column.

When a change in receivable is due to special reason like as bad debt or transfer from accounts receivable, the description of change and the reason for the change shall be presented in remarks column.

Details of payable to affiliated Companies

Current portion of long-term payable shall be included in ending balance not decrease column and the amount shall be presented in parentheses at ending balance column. The description of parentheses shall be explained in footnote.

The purpose of borrowings and credit terms (like as installment payment period and pledged assets for

collateral) shall be presented in remarks column.

The significant borrowing which bears no interest rate or special interest rate shall be presented in

remarks column about the terms.

When a change in payable is due to special reason like as liabilities forgiven or transfer from accounts payable, the description of change and the reason for the change shall be presented in remarks column.

3. The increase and decrease column may be omitted in form when the amount is not existed.