[Form No. 22]

SCHEDULE OF GUARANTEE OF DEBTS

(Unit : Korean Won)

DESCRIPTION OF GUARANTEE	FINANCIAL COMPAN-ES		DATE OF CONTRACT	PERIOD OF GUARANTEE		OPENING BALANCE	INCREASE IN CURRENT PERIOD		DECREASE IN CURRENT PERIOD	ENDING BALANCE	REMARKS
TOTAL
DESCRIPTION OF GUARANTEE	NONFINANCIAL COMPANIES		DATE OF CONTRACT	PERIOD OF GUARANTEE		OPENING BALANCE	INCREASE IN CURRENT PERIOD		DECREASE IN CURRENT PERIOD	ENDING BALANCE	REMARKS
TOTAL
GRAND TOTAL

Matters to be considered when completing the above schedule

Description of guarantee shall be prepared by each companies, financial companies and contracts.

Financial companies include banks established by Bank Law, investment and finance companies established in domestic, insurance companies, leasing companies and banking corporation.

Non financial companies means the companies other than related financial companies but include the financial companies established in overseas.

The following transaction with related financial companies shall be presented in remarks column.

Guarantee of loans executed by Business Rationalization Law.

Guarantee of foreign branches" loans executed by domestic financial companies.

Guarantee of non-borrowing

: technology development funds, guarantee of bidding, guarantee of contract commitment, refund guarantee of advance, refund guarantee of retention, guarantee form after cost of construction, guarantee of taxes, and guarantee of construction completion.

Guarantee of manufacturing finance by Export and Import Bank, guarantee of notes in terms of document against acceptance and document against payment by domestic financial companies and guarantee of opening in local letter of credit.

Guarantee in foreign currency shall be translated into Korean won and foreign currency shall be presented in parentheses.

When the guaranteed companies are subsidiary of business group by Article 10-2 of Monopoly Regulation and Fair Trade Law (Restriction of guarantee of liabilities in related companies), the description of relation shall be presented in remarks column.