[Form No. 20]

SCHEDULE OF LONG-TERM BORROWINGS

(Unit : Korean won)

DESCRIPTION	ACQUISITION COST	OPENING BALANCE	INCREASE IN CURRENT PERIOD	DECREASE IN CURRENT PERIOD	AMORTIZATION	ENDING BALANCE	REMARKS
TOTAL

Matters to be considered when completing the above schedule

This schedule shall be prepared for long-term borrowings including current portion of long-term borrowings other than long-term borrowings from affiliated companies, stockholders, directors and employees.

Current portion of long-term borrowings shall be included in ending balance not decrease column and the amount shall be presented in parentheses at ending balance column.

The description of parentheses shall be explained in footnote.

The purpose of borrowings shall be presented in remarks column.

When a change in borrowings is due to special reason like as liabilities forgiven or transfer from accounts payable, the description of change and the reason for the change shall be presented in remarks column.