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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Аv<Бо│╖БФЧ╨ БЙв┤см> Бо│╖БФЧ╨a╕ (б╖a╨ БsИВб╖aЬ e╨aФ)┴╡ Бо│╖с╢b╚a╕ (б╖a╨ Бi╖Вб╖aЬ e╨aФ) eИA╡ aФq╖ б╣w╨A╡ Б╖сИ Бо│╖БФЧ╨бЛееБЙв┤i╖ A┴iЙe╨aФ. A╣ 1 б╣ (sИ)e╖ (i╖)Б╖ a╢ў└A╡ Б╖a╨a╡ iеё└e╨ aмБ╖ ЙвС╬i╖ Бо│╖БФЧ╨e╨aФ. A╣ 2 б╣ Бо│╖БФЧ╨A╡ aШeЯ ЙвС╬Б╖ Бо╖Ь ╣г eФaИ, qЛВ┤ wЧ бЛa╚ БКA┴т╕е╖ aмw╨e╖ Б╨A╢╖ЙsЛa╕бЭБжс╚ (i╖)б╖ Бос┬e╨ wмбЛ смAЯiЧA╡ Б╖e╨aФ. A╣ 3 б╣(ЙвС╬ е╖бХ ╣г iЙБ╕б╣хИ) ч6 хмa╨w╗еК aЛ cдБ╖ й╖A┴Б╖ хмт╕смAЯ е╖Боa╕qЛ ╖╔┼ЙA╡ бнa╢AЦeУ A╣Aн╖Й┴ЙqЛ бЛa╚ ┴ЙБ╚aЮ wЧ Бо│╖A╡ aШaЯeУ й╖A┴Б╖ A╣бзw╢e╖ (i╖)Б╖ a╢ў└A╡ aШaЬ (sИ)б╖ БФsРe╨aФ. ш6 (i╖)e╖ ее БЙв┤┴Й ╖ХбпA╡ (sИ)A╡AЙ БЙв┤qЛ №4 i╖ Б╡б├a╨a╡б┤ a╨бЙ, ЙвС╬Б╖ ╖╔┼Й ┼╡aЮ Б╥ й╖ б╖БРA╡ ЙвС╬ х╕╖Ьi╖ е╖Боa╨a╡б┤ a╨aб Й┬бЙбп iЙA╣б╣хИe╖ e╤qЛa╖бЭ iЙA╣a╨eУ їИi╖ е╢в├a╖бЭ e╨aФ. щ6 (sИ)б╖ (i╖)A╡AЙ е╖бХa╨eУ ЙвС╬Б╖ e╠БаaИbЙe╖ aФq╖Б╖ БЙeмwдєдi╖ бЛЕ║a╖бЭ e╨aФ. 1. e╠БаaИbЙ = БаЙ┬е╢aИ + (sИ)Б╖ БоБоaЮ(B/L iЙA╣БФqЛ╫3%) + (sИ)Б╖ Б╩a╕qЛВ┤A╡ БФe╨ б╖a╕ 2. БаЙ┬е╢aИ = B/L iЙA╣БФqЛ + e╖Ч╨бзw╢ + ╖╔┼Й A╣бзw╢ + бЛa╚ (sИ)Б╖ Б╩a╕qЛВ┤ 3. (sИ)Б╖ Б╩a╕qЛВ┤A╡ БФe╨ б╖a╕ : 4. т╕w╢бЛeИe╖ (sИ)Б╖ хмт╕смAЯ е╖Бой╖бЭБжс╚ (i╖)б╖ (sИ)A╡AЙ БФqЛi╖ iЙA╣a╨eУ iРaМб╗ 5. б╖I╖e╖ eС %, eФ, (sИ)б╖ ў╕e╨ БФqЛiЙA╣ бЛй╖ б╗A┴бпeУ б╗A┴й╖бЭБжс╚ eС % т╕w╢ ъ6 (sИ)┴Й (i╖)Б╖ A╢┴╤ў╕eм┼╤I╖e╖ (sИ)б╖ сИБЬe╖Ч╨a╖бЭБжс╚ хмт╕смAЯiЯ е╖Боe╨ й╖a╕Б╖ х╕еп┼╤ БабХI╖(TTS RATE)i╖ бЛЕ║a╖бЭ e╨aФ. A╣ 4 б╣ Бо│╖ЙвС╬Б╖ С╬й╗Йж╖Ь, Бо╖ЬБжв╣ бЛa╚ aмбЙбЭ iдЧмa╨eУ A╣eд ЕвA╣A╡ БФa╨a╡ (i╖)б╖ й╖A┴ aЛ В└▒╖i╖ БжqФa╨aб б╖бЭ е╖a╨a╡ (sИ)A╡AЙ енБ╨aИ iдЧмi╨ wЙБ╢ (i╖)e╖ b╗бп Бдwмa╨a╡б┤ e╨aФ. A╣ 5 б╣ Бо│╖A╡ aШeЯ щ╕a└eУ й╖A┴ (i╖)Б╖ В└▒╖a╨A╡ б╖Ч╨a╨a╡б┤ a╨aб (sИ)Б╖ wбБ╖бЭ e╖Ч╨, ┼Й╖Йсм wЧA╡ A╣Й┬AЦeУ епў└см bИсм wЧ ббeЧ смAЯA╡ aШeЯ й╖A┴Б╖ В└▒╖бХ (i╖)б╖ БжqФa╨a╡б┤ e╨aФ. A╣ 6 б╣ (sИ)e╖ (i╖)б╖ a╢БКa╨eУ ббeЧ смAЯБ╖ iРе╖A╡ БФa╨a╡ Бжт╕s╨a╨aФбЙ e╠eФIЦ wЙБ╢ iРе╖i╖ сИБжi╨ Бо ╢╖aФ. A╣ 7 б╣ ╖╔┼Йб╗e╡A╡ aШeЯ й╖A┴Б╖ ЕвA╣eУ (i╖)б╖ В└▒╖i╖ БжqФa╨aб (i╖)e╖ б╖бЭ е╖a╨a╡ ╖╔┼Й х╕Б╥A╡ iдЧмa╨eУ (sИ)A╡ БФe╨ й╖A┴Б╖ wЙбз ╣г енБ╨iЯ b╗бп б╗sЛ Бдwмa╨a╡б┤ a╨бЙ, ее БЙв┤wмБ╖ сИБЬA╡ aШeЯ й╖A┴Б╖ ┼╤a└енe╖ (i╖)Б╖ БжqФa╖бЭ e╨aФ. A╣ 8 б╣ (sИ)б╖ епw╢w╕i╖ БИщмa╨бЛ х╕б╖aР бЩeУ БИщмe╨ Б╥ (i╖)A╡AЙ aФq╖ bИ б╤ Ч║ с┤aУ a╨aРБ╖ aмйпб╖ iдЧмi╨ wЙБ╢A╡eУ (sИ)e╖ ее БЙв┤i╖ Б╨A╣, Б╨б╗i╨ Бо ╢╖aФ. eФ, б╖ wЙБ╢A╡eУ ее БЙв┤Б╖ Б╨A╣, Б╨б╗ a╡a╨A╡ ЙжБКa╨бЙ (sИ)e╖ ее хИ Бо│╖ЙвС╬i╖ (i╖)Б╖ wпbРЇ┤б╖ х┤A╣eЧб╗ ▒╖Б╖бЭ ╖╔┼Йe╨ Б╥ БаbИ бЩeУ бЛa╚Б╖ wдєдa╖бЭ с└Ежe╨ Б╥ aЛ БФqЛi╖ (sИ)б╖ БжqФe╨ a╕qЛБ╖ е╢бЯqЛ (б╖a╕I╖ %) ╣г енБ╨qЛ бЛa╚ БжБФбзw╢A╡ Ч┬wФa╨бЛбЭ a╨aб (i╖)e╖ б╖A╡ БФa╨a╡ б╖Б╖iЯ A╣бЛa╨б╗ g┤бЛбЭ e╨aФ. 1. (i╖)б╖ aИs┤AЯ, aИс└Еж, s┤AЯ, wЙБаiЯ wФa╨сИaР (i╖)A╡ БФa╨a╡ a╚aмбЭБжс╚ бЩeУ (i╖) aпaпбЭ A╥aмў╕бЯ, ┴╤Б╖, a╠eм, ў└eм wЧ щ╕a└Б╖ епў└б╖ ╢╖i╖ wЙБ╢ 2. (i╖)б╖ iдЧ╨, Бдсм, е╖БоaР беw╗i╖ e╨ с┤q╖, Боa╬aИ БжбХс└Ежб╖ AЦЎ┤i╖ wЙБ╢ 3. (i╖)б╖ ее БЙв┤смwмБ╖ Б└БвБ╖ с┤aУ a╨aРaЬбХ б╖Ч╨i╖ б╗A┴i╨ wЙБ╢ A╣ 9 б╣ (sИ)б╖ епw╢w╕i╖ БИщмa╨бЛ х╕б╖aР бЩeУ БИщмe╨ Б╥A╡ (i╖)A╡AЙ х╕б╣ bИ б╤ Ч║ a╨aРБ╖ aмйпб╖ iдЧмa╨v╡i╖ wЙБ╢A╡ (i╖)Б╖ (sИ)A╡ БФe╨ х╕ Б└БвeУ бЛe╨Б╖ б╖в╖i╖ wмйпe╨aФ. б╖ wЙБ╢ (sИ)e╖ бе┼ЙЙвС╬Б╖ ▒╖Б╖с└Еж ╣г єдт╕ б╣б├ wЧi╖ с┬i╨ Бо ╢╖бЙ, б╖A╡ БФa╨a╡ (i╖)e╖ б╖Б╖iЯ A╣бЛa╨б╗ g┤eУaФ. A╣10б╣ ее БЙв┤Б╖ a╥bЭe╖ смЙ╢б╗wдєде╢ A╣1a╠eмБжБ╖ Б╕aИiЯ bЧa╨a╡б┤ iдЧмa╨aб, ее БЙв┤смwм AЛў╕AЦб╗ a┤бУe╨ aмw╨e╖ й╖eд wм┼ЙБЭA╡ Е║a╨aб ЕжЧ╕ iдЧмбп (sИ)Б╖ бнБ╕б╗ ┼Йi╨ єде╢a╖бЭ a╨бЙ, ее БЙв┤Б╖ A╖a╥бЛeИe╖ БЙв┤й╖бЭБжс╚ eСa╖бЭ e╨aФ. А _