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General Provisions 741. Purpose 742. Definitions II. Authorization or Licensing Section 1. Procedures for Authorization or Licensing 743. Classification of Procedures for Authorization or Licensing 744. Introduction to Procedures for Authorization or Licensing 745. Receipt of Application for Preliminary Authorization or Licensing 746. Public Notice of Application and Collection of Opinions 747. Review of Preliminary Authorization or Licensing 748. Decision on Preliminary Authorization or Licensing 749. Waiver of Preliminary Authorization or Licensing 7410. Receipt of Application for Authorization or Licensing 7411. Authorization or Licensing 7412. Supplement of Data Section 2. Review Standards 7413. Review Standards in Granting License 7414. Review Standards in Granting Authorization for Merger 7414-2. The Standards for Authorization on Transfer of Business and Conversion of Business 7414-3. Application for Business Expansion III. Supervision of Management Soundness Section 1. Accounting and Disclosure 7415. Fiscal Year 7416. Accounting Standards 7417. Separation of Accounting 7418. Statements of Final Accounts 7419. Quarterly Reports 7420. Classification of Asset Soundness 7421. Assets Subject to Classification 7422. Accumulation Standards of Allowance for Loan 7423. Management Disclosure Section 2. Asset Management 7424. Standards for Use of Asset Value 7425. Fluctuation of Asset Price 7426. Restrictions on Securities Ownership 7427. Restrictions on Debt Guarantee 7428. Restrictions on Foreign Currency Asset Ownership 7429. Restrictions on Purchase of Notes Section 3. Maintenance of Financial Soundness Subsection 1. Management Performance Evaluation 7430. Management Performance Evaluation Subsection 2. Ratio of Equity to Risks 7430-2. Ratio of Equity to Risk 7430-3. Calculation of Market Risk 7430-4. Calculation of Fundamental Risk 7430-5. Calculation of Trust Property Risk M